Coverage Solutions, LLC lets you write Workers Compensation (W/C) insurance policies with “A” rated national carriers and earn competitive commissions, while offering a Per Payroll Billing Option (PPBO) that protects your accounts from the aggressive marketing of large payroll companies.

For years the major payroll companies have enjoyed a virtual monopoly in offering a very special W/C product to their customers that allows premiums to be paid each pay period (weekly, bi-weekly, etc.). Since the W/C premium charged is based upon the actual payrolls reported for the pay period, PPBO:

·        maximizes cash flow
·        reduces cancellations for non payment
·        eliminates large audit surprises
·        greatly improves retention for the payroll company and the agent.

Many of these large payroll companies have formed their own insurance agencies and are taking business away from local agents. If you haven’t yet lost business, the chances are very high that you will.

Coverage Solutions is providing a winning strategy for you to protect your existing accounts and build your book of business by forming alliances with our certified “Agent Friendly” payroll company members to offer our unique W/C product to your insureds.